Contractor Tips Blog

Nov
8

Do You Need Insurance for Your Golf Cart?

Posted in Golf Carts

You have insurance on your home, vehicles and many other items you own, but do you have insurance on your golf cart? Many people never think about whether insurance is needed for their golf cart, but it may be wise to consider adding it for your protection. In most cases, golf cart insurance is inexpensive, but may come in handy if there is an accident. There are two main options for golf cart insurance: a homeowner’s endorsement and separate auto coverage. Here is the basics on each type and when they are appropriate.

Homeowner’s Endorsement

In many cases, an endorsement can be added to your homeowner’s insurance policy to cover your golf cart. This is usually used when a golf cart is only used for golfing or on your personal property. This is the least expensive option for coverage, but it is limited. If you use your golf cart as personal transportation on neighborhood streets, a separate policy may be needed for better coverage.

Auto/Vehicle Coverage

Your golf cart can be covered as a separate vehicle, protecting you in the event you are in an accident on the street or off your property. If you have a street-legal golf cart, this may be the best option for covering you when you are using your cart as a personal transportation vehicle. Some homeowner associations may require that you have insurance on your golf cart if you use it on the neighborhood streets.

To find out more about golf cart coverage, talk to your local golf cart dealer. They can recommend insurance agents that offer specialized coverage and other safety features you can add to protect against accidents and make your golf cart safer for use.

Posted on behalf of:
Top Dog Golf Carts
55055 Hammond Industrial Dr
Cumming, GA 30041
(770) 887-7433

Jan
10

5 Golf Cart Safety Rules to Follow

Posted in Golf Carts

You may not view driving a golf cart as a hazardous activity, but even these small vehicles can cause injury. Just like any vehicle, safety is a concern when driving a golf cart. Although they may not be large or fast, they can cause damage or injury if not driven carefully. Here are five safety rules to follow if you own a golf cart. 

  1. Do not overload. Your golf cart has weight restrictions – adhere to them. Carrying too many people or a heavy load can make it more likely to tip. It also puts undo stress on the engine and tires.
  2. Slow down. Although golf carts are not known for excessive speeds, going too fast on the wrong terrain can lead to trouble. It also increases the chance of injury or damage if you hit a person, animal or object.
  3. Stay up on maintenance. Your golf cart needs maintenance just like your car or truck. Stay up to date on tune-ups, brake inspections and other maintenance at your golf cart dealer to ensure safety and performance.
  4. Road driving. Do not attempt to drive your golf cart on main roads unless you have it equipped with a street legal kit. Without the proper equipment, this can be dangerous and illegal.
  5. Underage drivers. Be careful about allowing youngsters to drive your golf cart. It may seem like a fun toy to them, but it can be dangerous to them and others.

By following a few safety precautions, you can enjoy your golf cart without fear of injury or damage. Keep it well maintained and drive within the specifications for your golf cart to stay safe.

Posted on behalf of:
Top Dog Golf Carts
55055 Hammond Industrial Dr
Cumming, GA 30041
(770) 887-7433

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