Many people spend more on their smartphones than on computers – a new iPhone can cost several hundred dollars or more. Most wireless carriers and manufacturers offer insurance for a premium, giving you protection if you break or lose your phone. While this may seem like a good idea, it is important to weigh the pros and cons before you buy.
Pros of Buying Smartphone Insurance
If you have experienced broken and stolen phones in the past, you may be a good candidate for smartphone insurance. Here are some of the pros of having protection for your smartphone.
Cons of Buying Smartphone Insurance
When deciding to buy smartphone insurance, you need to make sure the cost is worth the benefits. Some of the cons of insurance include:
If you tend to be careful with your phone, you may want to skip the insurance. This can save you $100-$300 or more per year off insurance (plus deductibles) that you can put toward repairs at a local cell phone shop if needed.
Posted on behalf of Cellairis
Most cell phone carriers offer phone insurance to protect against damage, loss or component failure. With the high cost of iPhones and other brands of smartphones, this can seem like a good idea. However, the cost to cover your phone for replacement or repair can cost a $100 or more per year. Is this insurance worth the cost or would it be better to put that money away in case you need a repair?
Ten or more years ago, phone insurance was a good idea. If your cell phone stopped working or was damaged, you had no local options to get it fixed. Phone insurance was the only way to get your phone repaired or replaced without having to pay full retail on a new phone between upgrades. Times have changed. Now almost every mall has one or more cell phone repair places that can fix your cell phone on the spot. No sending your phone away or waiting on hold when you call to use your insurance. You can walk in to a repair shop and walk out in no time at all with a repaired phone.
Phone insurance has become almost obsolete. No one wants to switch over to an old phone for a week or longer while they wait for a new phone to come in the mail. There is also usually a deductible to pay on top of the monthly premium, so it can cost more than a local repair.
Skip the phone insurance and put that money in a piggy bank instead. If you do need a repair, you will have the money to get it fixed the same day. If you don’t, it will be money you can put toward your next upgrade when the time comes.
Posted on behalf of Cellairis
How many cell phones and tablets do you own? Most families have a cell phone for every adult and the older kids, plus a few tablets to boot. When you add up how much all these devices are worth or how much it would cost to replace them, it can add up to a small fortune. It makes sense to spend just a little more to protect these expensive devices with protective gear. Here are a few accessories you should have for all your iPhones, iPads and other mobile devices.
Case or Cover
First and foremost, the best protection for your phone or tablet is the case. This outside cover is designed specifically for each make and model to hug the phone or tablet. You will find cases that are made of different materials, from hard plastic to thin rubber. Many cases are more decorative than protective, but all help keep your phone from exterior damage. Even cell phone skins help reduce scratching and adds some cushion from impact damage.
Screen Protector
To minimize the chance of screen scratches and cracks, screen protectors are your best option. Almost everyone needs protection for their screens to keep them working properly. Although there is no protector that is indestructible, this gear can reduce the instances of damage.
Insurance or Local Repair?
Phone insurance for damage once was the way to go. But now with all the apps and personalization that goes into your phone, do you really want to mail off your phone for a few weeks if you get a cracked screen or water damage? It is better just to bring your cell phone for local repair store if it needs it so you can get it back the same day. Most malls and shopping centers now have mobile device repair and accessory stores to help you protect your expensive devices.
Posted on behalf of:
Cellairis (inside Walmart)
12182 Highway 92
Woodstock, GA 30188
(770) 336-7812
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