Many people spend more on their smartphones than on computers – a new iPhone can cost several hundred dollars or more. Most wireless carriers and manufacturers offer insurance for a premium, giving you protection if you break or lose your phone. While this may seem like a good idea, it is important to weigh the pros and cons before you buy.
Pros of Buying Smartphone Insurance
If you have experienced broken and stolen phones in the past, you may be a good candidate for smartphone insurance. Here are some of the pros of having protection for your smartphone.
Cons of Buying Smartphone Insurance
When deciding to buy smartphone insurance, you need to make sure the cost is worth the benefits. Some of the cons of insurance include:
If you tend to be careful with your phone, you may want to skip the insurance. This can save you $100-$300 or more per year off insurance (plus deductibles) that you can put toward repairs at a local cell phone shop if needed.
Posted on behalf of Cellairis
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